Financing

Through Capella Air Conditioning and heating, Benji Smart Authorized Contractor, you can take advantage of Benji financing which is available to help you make your HVAC project easily affordable.

Benji financing is available exclusively through Benji Authorized Contractors. We have several different loan programs: 

  • 5 Year 6.9 – 10.9 (depends on credit)
  • 7 Year 6.9 – 10.9 (depends on credit)
  • 10 Year 6.9 – 10.9 (depends on credit)
  • 12 Year 6.9 – 10.9 (depends on credit)
  • 1 Year No interest same as cash

Through our active membership in Benji we have made a commitment to providing high quality energy-efficient products to the marketplace, and have also shown ongoing support of Benji’s mission to advance energy efficiency and renewable energy solutions nationwide.

indoor-air-quality

Express programs

Unsecured loans up to $50,000

5 minute decision making process

No financial data and information gets stored

No upfront fee and no application fee

No extra financing charge

Put our professional expertise to work to make sure your entire home is a comfort zone.

Capella HVAC Van

HERO FINANCING

HERO financing from Renovate America is the nation’s largest PACE (Property Assessed Clean Energy) financing provider.

It provides homeowners access to innovative financing for energy efficient, water-conserving, and renewable energy home improvements, which can help lower your utility bills, and may increase your property value. Approvals are based on the equity in your home and are repaid through your property tax.

Hero is unlike any other conventional financing because it is more like a tax assessment than anything else. Your energy upgrade increases the value of your property which in turn increases the value of your property tax, and that’s how your able to have access to a high amount of equity.

Homeowners have been able to tap in to over $100,000 in equity with having less than good credit below 600!

* Please contact your tax adviser to determine if you may be eligible for tax benefits.

Express loan programs:

  • 100% financing, up to approved amount
  • No money down
  • Not primarily based on credit score
  • Fast approvals
  • Interest may be tax deductible*
  • Flexible term lengths
  • Competitive, fixed interest rates
  • Paid along with your property taxes